Get Help From a Bankruptcy and Debt Relief Lawyer
Do you have a financial crisis on your hands? Has your debt mounted to the point where you are afraid to answer the telephone? Are creditors calling you — or your family — multiple times per day? Have you received a notice from a credit card company warning you about a lawsuit or wage garnishment if you do not pay up immediately? Is your home mortgage company threatening you with foreclosure?
These are all signs of an unmanageable debt problem. Many people believe when things get this bad they have no options except bankruptcy, but that is not always the case. At the Riverview Law Offices of Alan C. Ewbank, we will help you explore your full range of debt relief options and help you find a solution that works for you.
Are you facing a financial crisis? You have options.
Contact Alan C. Ewbank Today for a Free Initial Consultation
- Chapter 7 bankruptcy: Typically the quickest and easiest form of bankruptcy, a Chapter 7 bankruptcy may allow you to discharge certain debts and get a fresh start while keeping property that is exempt under state and/or federal law.
- Chapter 13 bankruptcy: By organizing your debt into a payment plan, you can make affordable payments toward your debts for three to five years. After the payment plan has been completed, the remainder of your debts may be dischargeable.
- Chapter 11 and 12 bankruptcy: We can help small businesses and family farms reorganize and restructure their debt, providing them with the breathing space they need to rebuild their business.
- Life after bankruptcy: If you are worried about rebuilding your credit and financial future, we can help you take steps to get back on track.
- Home mortgage modification: Bankruptcy is not the only way to save your home from foreclosure. Home loan modification may be a better option for you.
- Foreclosure defense: You may have defenses or certain rights in a foreclosure action by your mortgage lender, including the Truth in Lending Act and mediation.
- Predatory lending: If you have a bad mortgage or car loan, you may have been the victim of predatory lending. We can help you understand your rights and may even be able to help you change the terms of certain loans, or discharge them completely, in bankruptcy.
- Credit card debt: It does not take much to build up substantial credit card debt, but it can haunt you for years. We can help you pursue long-term solutions.
- Debt collection harassment: Federal and state laws prohibit debt collectors from engaging in many unfair, untruthful, abusive, or disrespectful behaviors. If you have been threatened, mistreated, abused, humiliated, embarrassed, or lied to by a creditor or debt collector, our firm can help you understand your legal rights.
- Lawsuits, garnishments and judgments: If you have been sued by a creditor or debt collector, you may have certain defenses available to you. If your creditors have already obtained a judgment against you or started garnishing your wages, bankruptcy may be able to help put an immediate end to their collection efforts.
We know you have questions about the process, and we will explain the dos and don'ts of debt problems, so you make decisions that are right for you and your family.
Contact Us
Talking to an experienced attorney can help you find solutions to your debt problems. Located in Riverview, we help consumers and businesses throughout the greater Tampa Bay area explore their full range of options. Contact us today to schedule a free initial consultation with an experienced Florida bankruptcy lawyer.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
